Here’s How You Can Keep Your Credit Score Unaffected While Taking A Loan!

Taking out a loan is essential especially when you need cash fast to meet a financial emergency.

Besides, one should not forget that a loan can help one to improve their credit score in the long run, given they are careful.

It’s no rocket science –

Applying for a loan can negatively affect your credit score but that can be avoided when you are careful. You can do just that by keeping the following things in mind:

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What Is A Million Dollar Life Insurance Policy And Do You Need It

The “Million Dollar” in a million dollar life insurance policy can surely make it look tempting, but quite far-fetched as well.  Like any other life insurance, a million dollar life insurance is a contract between an insurance policyholder and an insurer. In the situation of the death of the insured person, the insurer must pay the designated beneficiary a sum of money, in this case, 1 million dollars, in exchange for a premium. As long as your estate is not named as the beneficiary and you haven’t bought the policy as a third party, the proceeds from the insurance will be non-taxable.

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Get The Complete Overview Of Demat Accounts

What is Demat Account?

Demat or the dematerialized account is essential for Indian individuals to trade in listed stocks or debentures. According to the Securities Exchange Board of India (SEBI) guidelines, one is required to maintain a Demat account where shares and securities are held in electronic form. While registering with an investment broker (or sub-broker), it is opened by the investor. In short, it is a simpler and hassle-free way of trading online.

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