When it comes to protection and security, the first idea that comes to mind is insurance. However, insurance has much more to offer than just a safety net. One such example is the no-claim bonus. The no-claim bonus, known as NCB, is essentially a reward for not needing the service of the insurance provider. The idea is simple, you get a bonus if you go unclaimed every year. However, this feature is only available as an add-on.
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