Why Everyone Should Invest

For those who do invest, the title of this article seems so obvious as investing is logically something that everyone should do. While this may appear true, the reality is that not everyone is in a position to invest, for example, those who are in debt are better set to use any extra money to pay off the balances they owe before investing. However, most people should indeed invest. It is likely that many indeed do want to invest, but they cannot as they simply do not know-how. When attitudes towards investing are examined, it is easy to see why this is the case too.

Those in the know will be aware that schools do not traditionally teach people how to invest or use their money smartly. Whether this is something that has been overlooked or whether it has been removed from the curriculums intentionally is an argument for another day, but what is clear is that while students may sometimes be taught how to save their money, they are never taught how to invest it. The distinction between these two is important as they mean two very different things. On the one hand, saving means setting money aside and just adding to it steadily, but investing is an entirely different beast. Investing essentially means making money work smarter so that it grows without people having to do much of the legwork themselves.

Of course, some mega investors prefer a hands-on approach and will actively try to make their investments as successful as possible. For most people though, will be looking at investing their money and not looking at it again until many years later. The reality is that this is the best way to accumulate wealth, as Warren Buffet will say. The problem today is that people either want to get rich quick or spend on entertainment and activities they love, such as spending money at sites like, and many more like it. This is not to say that people should not indulge – it is vital to maintaining a good quality of life. However, those who do it too much might not be able to question why they cannot accumulate a large amount of wealth.

There is no doubt that there will be many people in the world that have their savings in a bank account or savings account, which is probably the worst place that people can keep their money. While these are good for quick access to funds for emergencies, most people should always invest their extra money, as it will grow far quicker in investments than it will in a bank account. This is because the interest rate for these accounts is laughably low, and people will need a great deal of money to fully take advantage of some of the rates that are offered. In comparison, putting that same amount of money in something like an ETF can multiply that annual return percentage many times over.

Investing is something that most people should do, but they will not be taught it by others. They must research it of their own volition as this is the only real way to slowly build money.

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