Quad Bike

How To Finance The Purchase Of A Quad Bike

If you are thinking of buying a quad bike, there is much to consider, and rather than paying cash, it is better to take out a finance package, which most quad dealers would offer. Of course, you must decide whether to buy a road legal, or an off-road machine, then there is the style, which would depend on what you plan to do with the quad bike. The main quad bike dealer would have a wide range of new and used quad bikes, and when you pay them a visit, you can test ride machines until you find the one that suits you best.

Finance Requirements

If you wish to buy a quad on finance, you will need the following:

To be over the age of 18 (you will need a guarantor if younger)
Have a good credit rating
Hold a full driving licence if buying a road legal quad
Show your passport if buying an off-road quad

A quad bike dealer has an association with several lenders, and if you are in regular employment, there’s a higher chance that you won’t be rejected when applying for road legal quad finance in the UK. Even if you do have a less than perfect credit rating, it still might be possible.

Varying Loan Durations

You can take out a loan to buy a quad bike from 12-60 months, depending on which suits you best. If you have a short-term loan, then the payments are obviously higher, but you will pay it off much quicker with a 2-year term, rather than over 5 years. This is something you need to give careful thought, and you should only agree to a monthly repayment you know you can afford, otherwise you might stretch yourself financially.

Choosing a Quad

There are so many models out there, and if you’re smart, you will stick to the tried and trusted brands like Yamaha, TGB, or SMC, which all offer bikes for different purposes. Yamaha have deservedly gained the reputation as the best quad bike manufacturer, as, like with track racing, they have invested in R&D, with state-of-the-art features on their machines, which enhance the riding experience. There are a few tips on choosing a quad bike online, which is recommended reading for all would-be quad bike owners.

New or Used

If you are a beginner, it would be best to acquire a second-hand machine, and when you have gained some experience, you will have a better idea of what the ideal quad looks like. If, on the other hand, you are an accomplished rider who is looking to extend your skillsets, then going for a brand-new bike has many advantages, as the machine has never been ridden. If you would like to browse a selection of new and used quad bikes, a Google search is all it takes to locate the website of an established quad dealer.

If you approach an established quad bike dealer, they would have very competitive finance packages to suit every lifestyle, and whether over a short or long term, it won’t be long before you are the proud owner of a quad bike.

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